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The cloud based accounting software, Xero, is a must have for businesses. Below, are several advantages of the software and how it can assist your business in running smoothly. 

Breaking Down Budget Percentages Can Make Reaching Money Goals Easier. 

Superannuation isn't fair for new mums. Below are several options couples can do to even things up.

Single Touch Payroll (STP) is the new Government initiative that requires your employer to send your tax and super information to the ATO each time they pay you.  What does this mean for you? 

Three key steps to be ready for Single Touch Payroll.

Let's talk about enjoying your retirement guilt free!

The next session in our Retire Fit and Financially Healthy seminar on November 1 will cover topics such as the transition into retirement, Centrelink, where the money is going to come from and enjoying retirement guilt free! 

Expecting a refund from your 2017/18 tax return?
77 out of 100 Aussies are likely to get one and many could already have plans to spend it. If you’re one of them, find out how to treat yourself right with your windfall and be better off for good.

Welcome To The Hayes Girling Financial Spring Newsletter! 

There have been some terrible details emerge from Commissioner Hayne’s queries and it is heartbreaking to hear how many Australians have been negatively impacted by poor advice.
At Hayes Girling, we are proud to be recognised for the long-term quality of our advice.

We have arrived at the perfect time of year to do a spot check and a spring clean of your finances. Read this article to find out how!
 

Now that we have discussed peak earning/saving capacity, budgeting, tax, and investing, it's time to talk about your assets!
This session will cover topics such as how to structure your assets, super for your retirement, payouts from work and debt that is still around.

Hayes Girling Financial firmly believe that strong teamwork is the cornerstone of success and 2018 has already been a big year for Hayes Girling Financial - not only did the team win Count's Outstanding Quality Award, but our financial planning manager..

Three in five Australian parents (62%) believe that their children’s generation will be financially worse off than their own generation.

It seems like many people devote more time to planning a vacation, what car to buy or even where to eat dinner than they do deciding who will inherit their assets after they're gone.
Sure, estate planning isn’t as fun to think about as booking a trip or checking out restaurant reviews. But without it, you can’t choose who gets everything that you worked so hard for.

Having money conversations with your kids can make a positive difference to their financial future.
This book shares ideas and activities to help kids and teens grasp the value of money in a digital world.
 

Preventing cyber security breaches is important in any business, whether big or small. In this article, we discuss the five ways businesses can improve and tighten their cyber security .

It's no secret that balancing work and family can be a challenge - and is one of the reasons women remain poorly represented in executive roles. Read this article if you would like to know more about the 7 strategies for balancing a successful career and parenthood.

Now that we've discussed fundamentals and planning for your businesses future, it's time to make some money! 
This session will focus on marketing, knowing your competitors, prospecting and the importance of pricing.

Barry Hayes is Retiring.

When a marriage or de facto relationship breaks down, it can be a stressful time and the task of separating finances scan often add to the pressure. Getting the right advice can help you make the tough financial decisions about your assets and superannuation.

A friend recently noted that her insurance premiums were one of her biggest expenses and questioned why insurance is so expensive.
This is best answered by a brilliant experiment conducted by Harvard psychology professor Dan Gilbert.

Welcome to the Hayes Girling Financial June Newsletter!

The end of financial year is nearly upon us...and while the thought of preparing you paperwork for tax time may be a headache, it's a good opportunity to think about what you might actually do with a tax refund if you're expecting a return this year.

Does investing in a financial planner really pay off? According to the latest research from Sunsuper you could be thousands of dollars better off when you make choices based on professional financial advice.