Blog

Welcome to Hayes Girling Financial's summer newsletter! 

Disruption is everywhere and affects all aspects of modern life. Industries are being transformed as small, nimble start-ups with superior technology and innovative products displaced by large established companies that have dominated their sectors for decades. Find out why as investors you should care.

As of 1/1/2020 under new legislation, clients with multiple employers who expect to have excess concessional contributions due to compulsory superannuation guarantee, are able to apply to the ATO to opt out of receiving superannuation guarantee from an employer. Follow the link to find out more and see your options.  

Welcome to Hayes Girling Financial's last newsletter for 2019. 

Here's a recap of what we have been up to over the past year. 

When it comes to getting professional advice on money matters, should you be looking for an accountant or financial planner? Find out how they’re different and what services each one offers to help you manage your finances.

Do you know the difference between a contractor and an employee?

The line between employee and contractor are increasingly becoming blurred in the eyes of the ATO.
Just because someone has an ABN no longer means you are automatically off the hook for tax and super obligations.

Do you know the difference between a binding and non-lapsing super death benefit nomination? Do you have a nomination in place for your super? Take a look at how they work and why it's a good idea to have one. 

If you’re starting to plan for your retirement, you might have questions about what you can do with your super, and when. This article by BT will answer two of the common questions they get asked. 

According to a recent survey by Yellow, almost half of Australian small business owners feel stressed or anxious about work daily, yet most don’t seek help.

Welcome to Hayes Girling Financial's Spring Newsletter! 

Here's a recap of what we have been up to over the last few months. 

In support for R U OK? Day, we thought we would share this article that explores how financial stress can impact our mental health, and what we can do to feel more positive about our lives and finances.

Everyone’s spending habits differ, just like everyone’s salary differs. Learning how to spend in line with your salary whilst battling a range of competing expenses and trying not to compromise on your savings can be a difficult skill to master.

Accountants can help out at various stages during the growth of your business. They can handle much more than just your payroll and tax returns. So when should you consider hiring an accountant for your small business?

Is it time for a change? Here is a list of the most common complaints we hear from new clients

If you are a small business owner, see what deductions you can claim for the costs of using your home as your principle place of business. Don’t forget, you must keep records for 5 years detailing these expenses and how the calculations were made.
 

On the 13th of August, we will be hosting our third workshop in our Retire Fit and Financially Healthy series.

These interactive workshops aim to provide valuable information and answers to your questions relating to, planning and preparing for your retirement.

On the 16th of July, we will be hosting our second workshop in our Retire Fit and Financially Healthy series.

These interactive workshops aim to provide valuable information and answers to your questions relating to, planning and preparing for your retirement.

It's EOFY 2019 and to make sure you're heading into the new financial year effectively, CPA Australia has put together 11 resolutions no small business should do without.

On the 25th of June, we will be hosting our first session in our Retire Fit and Financially Healthy series.

These interactive workshops aim to provide valuable information and answers to your questions relating to, planning and preparing for your retirement.

The ATO will be visiting businesses across Australia to protect honest businesses by addressing black economy activities. 

Welcome to Hayes Girling Financials Autumn Newsletter.

Are you looking to purchase motor vehicles or equipment for your business pre June 30^th? There are many reasons why 2019 is a good year to take advantage of EOFY deals. 

Tax Planning starts now! Review the five crucial things that business owners must consider.  Some of them are brilliant wealth creation ideas. Please read on…

The Federal Government’s Protecting Your Super Package Act comes into effect on 1 July 2019.