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Welcome To The Hayes Girling Financial Spring Newsletter! 

There have been some terrible details emerge from Commissioner Hayne’s queries and it is heartbreaking to hear how many Australians have been negatively impacted by poor advice.
At Hayes Girling, we are proud to be recognised for the long-term quality of our advice.

We have arrived at the perfect time of year to do a spot check and a spring clean of your finances. Read this article to find out how!
 

Now that we have discussed peak earning/saving capacity, budgeting, tax, and investing, it's time to talk about your assets!
This session will cover topics such as how to structure your assets, super for your retirement, payouts from work and debt that is still around.

Hayes Girling Financial firmly believe that strong teamwork is the cornerstone of success and 2018 has already been a big year for Hayes Girling Financial - not only did the team win Count's Outstanding Quality Award, but our financial planning manager..

Three in five Australian parents (62%) believe that their children’s generation will be financially worse off than their own generation.

It seems like many people devote more time to planning a vacation, what car to buy or even where to eat dinner than they do deciding who will inherit their assets after they're gone.
Sure, estate planning isn’t as fun to think about as booking a trip or checking out restaurant reviews. But without it, you can’t choose who gets everything that you worked so hard for.

Having money conversations with your kids can make a positive difference to their financial future.
This book shares ideas and activities to help kids and teens grasp the value of money in a digital world.
 

Preventing cyber security breaches is important in any business, whether big or small. In this article, we discuss the five ways businesses can improve and tighten their cyber security .

It's no secret that balancing work and family can be a challenge - and is one of the reasons women remain poorly represented in executive roles. Read this article if you would like to know more about the 7 strategies for balancing a successful career and parenthood.

Now that we've discussed fundamentals and planning for your businesses future, it's time to make some money! 
This session will focus on marketing, knowing your competitors, prospecting and the importance of pricing.

Barry Hayes is Retiring.